Education and Resources
THE KNOWLEDGE YOU NEED TO MAKE AN INFORMED DECISION
Get all the information and guidance you need to make an informed home purchase decision.
We know there are a lot of moving parts in the homebuying process. Reduce the stress and make the process simple and seamless. We have compiled some of the industry’s best and most comprehensive resources to assist you.
Use these links to learn more about mortgage loans, preparing for the purchase of your new home, and the various steps and aspects of the purchase and closing process. For additional information, check out our loan options, mortgage glossary, and mortgage FAQs pages. If you want more in-depth information, contact one of our knowledgeable and experienced loan officers at Park Cities Mortgage.
Information and Services
Consumer Financial Protection Bureau
The Consumer Financial Protection Bureau’s Home Loan Toolkit offers a comprehensive explanation of the mortgage process, as well as what to expect in related closing costs and other expenses associated with a home purchase.
U.S. Department of Housing and Urban Development
Also referred to as HUD, the U.S. Department of Housing and Urban Development mandate is to ensure fair and equal access to housing for all Americans.
A home listing site operated by the National Association of REALTORS, Realtor.com offers easy (and mobile) access to view online for-sale properties across the country.
Fannie Mae, also known as the Federal National Mortgage Association, is one of the country’s two government-sponsored enterprises. It funds millions of mortgage loans every year through the purchase of residential mortgages on the secondary market.
Freddie Mac, or the Federal Home Loan Mortgage Corporation, is the second of the country’s government-sponsored enterprises. Like Fannie Mae, it funds millions of mortgage loans through the purchase of residential mortgages on the secondary market.
USDA Income and Property Eligibility
If you’re considering a USDA loan for your home purchase, this tool will help you determine if you meet the income requirements and if a property that you may consider is in an eligible rural area.
Southeast Texas Housing Finance Corporation
Designed for low- and moderate-income homebuyers in the southeastern part of the state, the Southeast Texas Housing Finance Corporation offers a variety of assistance programs to ease the cost of buying a house.
Texas State Affordable Housing Corporation
The Texas State Affordable Housing Corporation was established by the Texas Legislature to provide affordable housing across the state. It is a nonprofit organization with numerous assistance programs.
For more resources and in-depth guidance regarding the homebuying process, contact one of our experienced and knowledgeable loan officers at Park Cities Mortgage. They are a reliable source of information.